:root {
  --blue: #2b6adf;
  --blue-deep: #1a4db8;
  --yellow: #f5d34a;
  --ink: #10203a;
  --muted: #5b6b86;
  --max: 1120px;
  --pad: clamp(1rem, 4vw, 1.6rem);
}
* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 5.8rem; height: 100%; }
body.dww-app {
  font-family: "DM Sans", "Segoe UI", system-ui, sans-serif;
  color: #fff;
  background: #1e5fd4;
  min-height: 100%;
  min-height: 100dvh;
  display: flex;
  flex-direction: column;
}
a { color: inherit; text-decoration: none; }
h1, h2 {
  font-family: "Newsreader", Georgia, serif;
  font-weight: 500;
  letter-spacing: -0.03em;
  margin: 0 0 .7rem;
}
h1 { font-size: clamp(2rem, 6vw, 4.1rem); line-height: 1.08; }
h2 { font-size: clamp(1.55rem, 3.4vw, 2.4rem); }
.wrap { width: min(var(--max), calc(100% - 2 * var(--pad))); margin-inline: auto; }
.eyebrow {
  font-size: .72rem;
  letter-spacing: .16em;
  text-transform: uppercase;
  font-weight: 600;
  margin: 0 0 .7rem;
  opacity: .85;
}
.stick {
  position: sticky;
  top: 0;
  z-index: 80;
}
.topbar {
  display: flex;
  justify-content: space-between;
  gap: .75rem;
  padding: .4rem var(--pad);
  font-size: .75rem;
  background: #0e1630;
}
.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: .75rem var(--pad);
  gap: .75rem;
  background: rgba(30, 95, 212, .92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.brand { display: flex; align-items: center; gap: .65rem; font-weight: 600; }
.brand img { width: 36px; height: 36px; border-radius: 50%; }
#site-nav { display: flex; gap: 1.1rem; align-items: center; flex-wrap: wrap; font-size: .95rem; }
.menu-btn {
  display: none;
  width: 42px; height: 42px;
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 10px;
  background: transparent;
  padding: 10px 9px;
  cursor: pointer;
}
.menu-btn span {
  display: block;
  height: 2px;
  background: #fff;
  margin: 5px 0;
  border-radius: 2px;
}
.cta, button.cta {
  background: var(--yellow);
  color: #111 !important;
  border: 0;
  border-radius: 10px;
  padding: .78rem 1.25rem;
  font-weight: 700;
  cursor: pointer;
  display: inline-block;
}
.ghost, button.ghost {
  border: 1px solid rgba(16,32,58,.18);
  color: var(--ink) !important;
  border-radius: 10px;
  padding: .7rem 1.1rem;
  background: #fff;
  cursor: pointer;
  display: inline-block;
}
.nav .ghost { color: #fff !important; background: transparent; border-color: rgba(255,255,255,.4); }
.sm { padding: .4rem .85rem; font-size: .82rem; }
.band-hero {
  background: linear-gradient(165deg, #1749b8 0%, #2b6adf 46%, #4a8ef0 100%);
}
.hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: clamp(1.4rem, 4vw, 2.5rem);
  width: min(var(--max), calc(100% - 2 * var(--pad)));
  margin: 0 auto;
  padding: clamp(1.8rem, 5vw, 3.4rem) 0 clamp(2.2rem, 5vw, 3.5rem);
  align-items: center;
}
.lead { font-size: clamp(1rem, 2vw, 1.15rem); margin: 0 0 1.2rem; opacity: .95; }
.rotator { margin: 0 0 .2rem; }
.rot-h, .rot-lead { overflow: hidden; }
.rot-h { min-height: 1.2em; }
.rot-lead { min-height: 1.5em; }
.rot-line {
  display: block;
  will-change: transform, opacity;
  transition: transform .55s cubic-bezier(.22,.8,.24,1), opacity .45s ease;
}
.rot-line.is-out { transform: translateY(-70%); opacity: 0; }
.rot-line.is-in { transform: translateY(70%); opacity: 0; }
.rot-line.is-on { transform: translateY(0); opacity: 1; }
@media (prefers-reduced-motion: reduce) {
  .calc-board.is-idle::before { animation: none; opacity: .45; }
  .num-slide { animation: none; }
  .rot-line { transition: none; }
}
.checks { list-style: none; padding: 0; margin: 0 0 1.6rem; }
.checks li { position: relative; padding: .28rem 0 .28rem 1.7rem; font-size: 1.02rem; }
.checks li:before {
  content: "";
  width: 1.05rem; height: 1.05rem;
  border-radius: 50%;
  background: var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath fill='%23111' d='M4.7 8.6L2.2 6.1l.9-.9 1.6 1.6 4.2-4.2.9.9z'/%3E%3C/svg%3E") center/10px no-repeat;
  position: absolute; left: 0; top: .38rem;
}
.folio-wrap { position: relative; min-height: 280px; }
.folio {
  background: #fff;
  color: var(--ink);
  border-radius: 18px;
  padding: 1.35rem 1.4rem 1.1rem;
  box-shadow: 0 24px 50px rgba(16, 40, 90, .22);
  max-width: 460px;
  width: 100%;
}
.folio-top { display: flex; justify-content: space-between; color: var(--muted); font-size: .86rem; }
.folio-value { font-size: clamp(1.6rem, 4vw, 2.05rem); font-weight: 700; margin: .55rem 0 .15rem; letter-spacing: -0.03em; font-variant-numeric: tabular-nums; overflow: hidden; }
.folio-delta { color: #1f9d5a; margin: 0 0 .4rem; font-weight: 600; }
.spark { width: 100%; height: 110px; display: block; }
.range-row { display: flex; gap: .55rem; justify-content: flex-end; color: var(--muted); font-size: .78rem; margin-top: .35rem; }
.range-row .on, .range {
  background: #e8f0ff;
  color: var(--blue);
  border-radius: 999px;
  padding: .12rem .5rem;
  font-weight: 600;
}
.donut {
  position: absolute;
  right: 0;
  top: -18px;
  width: min(168px, 42vw);
  height: min(168px, 42vw);
  background: rgba(255,255,255,.78);
  backdrop-filter: blur(10px);
  border-radius: 18px;
  display: grid;
  place-items: center;
  box-shadow: 0 16px 32px rgba(16,40,90,.16);
}
.donut svg { width: 70%; height: 70%; transform: rotate(-90deg); }
.donut-label { position: absolute; text-align: center; color: var(--ink); font-size: .78rem; }
.donut-label strong { display: block; font-size: 1.05rem; }
.how {
  background: linear-gradient(180deg, #f3eee4 0%, #efe6d4 100%);
  color: var(--ink);
  padding: 1.15rem 0 1.5rem;
}
.how h2 { color: var(--ink); font-size: 1.35rem; margin: 0 0 .45rem; }
.how .eyebrow { color: var(--ink); opacity: .55; margin-bottom: .25rem; font-size: .65rem; }
.how-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .45rem;
  margin-top: .45rem;
}
.how-grid article {
  background: #fff;
  border: 0;
  border-radius: 10px;
  padding: .55rem .65rem .6rem;
  box-shadow: 0 6px 14px rgba(16,40,90,.07);
  display: grid;
  grid-template-columns: 1.35rem 1fr;
  column-gap: .45rem;
  row-gap: .08rem;
  align-items: start;
}
.how-grid .ico {
  grid-row: 1 / span 2;
  width: 1.35rem;
  height: 1.35rem;
  border-radius: 7px;
  font-size: .62rem;
  margin-top: .08rem;
}
.how-grid h3 { font-family: "DM Sans", sans-serif; margin: 0; font-size: .78rem; color: var(--ink); font-weight: 600; }
.how-grid p { margin: 0; color: var(--muted); font-size: .7rem; line-height: 1.3; }
.how-grid a { font-weight: 600; color: var(--blue); }
.trust {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: .5rem;
  margin-top: .7rem;
}
.trust p {
  margin: 0;
  font-size: .7rem;
  line-height: 1.35;
  color: var(--muted);
}
.trust strong { display: block; color: var(--ink); font-size: .74rem; margin-bottom: .12rem; }
.ico {
  width: 2.2rem; height: 2.2rem;
  border-radius: 10px;
  background: var(--yellow);
  color: #111;
  display: grid;
  place-items: center;
  font-size: .72rem;
  font-weight: 700;
}
.close-band {
  background: linear-gradient(165deg, #f5d34a 0%, #e8b81a 100%);
  color: #111;
  text-align: center;
  padding: clamp(1.8rem, 5vw, 3rem) 0;
}
.close-band h2 { color: #111; margin-bottom: .4rem; }
.close-band p { margin: 0 0 1rem; }
.close-band .cta {
  background: #111;
  color: #fff !important;
}
.close-help { margin-top: 1rem !important; font-size: .88rem; opacity: .8; }
#calc-start { text-align: center; }
.intent-note {
  background: #eef4ff;
  color: var(--ink);
  border-radius: 10px;
  padding: .75rem .85rem;
  font-size: .9rem;
  margin: 0 0 1rem;
}
.calc-sec {
  padding: clamp(1.2rem, 4vw, 3.2rem) 0 clamp(1.6rem, 4vw, 2.8rem);
  background: linear-gradient(165deg, #0c6e66 0%, #149184 52%, #1aa392 100%);
}
.calc-title, .calc-kicker { color: #fff; }
.calc-board {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
  gap: 0;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 16px 36px rgba(16,40,90,.14);
  color: var(--ink);
  transition: box-shadow .5s ease;
}
.calc-board::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  opacity: 0;
  background: linear-gradient(120deg, #d7e8ff 0%, #fff4c4 28%, #d8f6ee 52%, #ece0ff 76%, #ffe4d6 100%);
  background-size: 280% 280%;
  transition: opacity .55s ease;
}
.calc-board.is-idle {
  box-shadow: 0 18px 40px rgba(40,70,140,.18);
}
.calc-board.is-idle::before {
  opacity: .92;
  animation: calcWash 11s ease-in-out infinite;
}
.calc, .calc-out { position: relative; z-index: 1; }
@keyframes calcWash {
  0% { background-position: 0% 40%; }
  40% { background-position: 80% 20%; }
  70% { background-position: 20% 90%; }
  100% { background-position: 0% 40%; }
}
.calc { display: grid; gap: .7rem; padding: 1.2rem; order: 2; border-left: 1px solid #eef1f6; }
.calc-out { padding: 1.2rem; order: 1; }
.num-slide {
  display: inline-block;
  animation: numSlide .55s cubic-bezier(.2,.8,.2,1);
}
@keyframes numSlide {
  from { transform: translateY(42%); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.calc-board.is-idle #calc-amount {
  box-shadow: inset 0 0 0 1.5px rgba(59,110,245,.28);
}
.calc-row { display: grid; gap: .7rem; grid-template-columns: 1fr; }
.calc-row:has(.custom-days:not([hidden])) { grid-template-columns: 1fr 1fr; }
.custom-days[hidden] { display: none !important; }
label { display: grid; gap: .3rem; font-size: .86rem; color: var(--muted); }
input, select {
  border: 1px solid #d7deed;
  border-radius: 10px;
  padding: .75rem .8rem;
  font-size: 1rem;
  font-family: inherit;
  background: #fff;
  color: var(--ink);
  width: 100%;
  max-width: 100%;
}
.preview .folio-value { color: var(--ink); }
.preview .folio-top { color: var(--muted); }
.kpi-row { display: grid; grid-template-columns: 1fr 1fr; gap: .7rem; margin-top: .8rem; }
.kpi-row div { background: #f4f7fd; border-radius: 12px; padding: .7rem; color: var(--ink); }
.kpi-row span { color: var(--muted); font-size: .75rem; }
.kpi-row strong { display: block; margin-top: .15rem; }
.pill { background: #e9f8ef; color: #1f9d5a; border-radius: 999px; padding: .15rem .5rem; font-weight: 600; font-size: .8rem; }
.plans {
  padding: clamp(1.6rem, 5vw, 3rem) 0 clamp(2.4rem, 6vw, 3.6rem);
  background: linear-gradient(165deg, #3a27a8 0%, #5340d4 48%, #6d58ee 100%);
}
.plans h2 { color: #fff; }
.fine { color: #fff; opacity: .88; font-size: .9rem; margin: 0 0 1.1rem; }
.plan-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: .55rem;
}
.plan-card {
  background: #fff;
  color: var(--ink);
  border-radius: 12px;
  padding: .7rem .65rem .75rem;
  display: grid;
  gap: .12rem;
  min-height: 0;
  box-shadow: 0 10px 20px rgba(16,40,90,.1);
  cursor: pointer;
  border: 2px solid transparent;
}
.plan-card h3 { font-family: "DM Sans", sans-serif; font-size: .78rem; margin: 0; color: var(--muted); }
.plan-card .rate { font-size: 1.25rem; font-weight: 700; margin: 0; letter-spacing: -0.04em; color: var(--blue); }
.plan-card p { margin: 0; color: var(--muted); font-size: .72rem; }
.plan-card .tag {
  margin: 0 0 .15rem;
  color: #8a6a00;
  background: var(--yellow);
  border-radius: 999px;
  padding: .08rem .4rem;
  font-size: .62rem;
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
  width: max-content;
}
.plan-card.on {
  border-color: var(--yellow);
  transform: translateY(-3px);
}
.plan-card a { margin-top: auto; text-align: center; }
.auth-card, .table-wrap, .dash-head, .stat {
  background: #fff;
  color: var(--ink);
  border-radius: 16px;
  padding: 1.4rem;
}
.table-wrap { max-width: var(--max); margin: 1.4rem auto; width: calc(100% - 2 * var(--pad)); }
.auth-shell {
  width: min(440px, calc(100% - 2rem));
  margin: 2rem auto 3rem;
}
.auth-card { width: min(440px, calc(100% - 2rem)); margin: 2.4rem auto; }
.auth-shell .auth-card {
  width: 100%;
  margin: 0;
  box-shadow: 0 22px 48px rgba(16,40,90,.16);
}
.auth-card.wide { width: min(840px, calc(100% - 2rem)); margin: 2.4rem auto; }
.auth-card .eyebrow { color: var(--blue); margin-bottom: .35rem; }
.auth-card h1 { font-size: 1.85rem; color: var(--ink); margin-bottom: .25rem; }
.auth-lead { margin: 0 0 1.15rem; color: var(--muted); font-size: .92rem; line-height: 1.4; }
.auth-card form { display: grid; gap: .8rem; }
.auth-card .cta { width: 100%; text-align: center; }
.auth-switch { margin: 1rem 0 0; }
.auth-card a { color: var(--blue); font-weight: 600; }
.phone-field[hidden] { display: none !important; }
.field-hint { margin: .3rem 0 0; font-size: .72rem; color: var(--muted); }
.phone-box {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: stretch;
  border: 1px solid #d7deed;
  border-radius: 10px;
  overflow: hidden;
  background: #fff;
}
.phone-prefix {
  display: flex;
  align-items: center;
  gap: .4rem;
  padding: 0 .75rem;
  background: #f4f7fd;
  border-right: 1px solid #e8edf6;
  font-weight: 600;
  color: var(--ink);
  white-space: nowrap;
  font-size: .92rem;
}
.phone-prefix img {
  width: 20px;
  height: 15px;
  object-fit: cover;
  border-radius: 2px;
  display: block;
}
.phone-prefix img[src=""] { display: none; }
.phone-box input {
  border: 0;
  border-radius: 0;
  min-width: 0;
}
.pw-wrap { position: relative; display: block; }
.pw-wrap input { padding-right: 2.75rem; }
.pw-toggle {
  position: absolute;
  right: .2rem;
  top: 50%;
  transform: translateY(-50%);
  width: 2.4rem;
  height: 2.4rem;
  border: 0;
  border-radius: 8px;
  background: transparent;
  color: var(--blue);
  cursor: pointer;
  display: grid;
  place-items: center;
  padding: 0;
}
.pw-toggle svg { width: 1.2rem; height: 1.2rem; display: block; }
.pw-toggle .ico-eye-off { display: none; }
.pw-toggle.is-shown .ico-eye { display: none; }
.pw-toggle.is-shown .ico-eye-off { display: block; }
body.dww-app.is-app {
  background: #eef1f6;
  color: var(--ink);
}
body.dww-app.is-app .nav {
  background: #fff;
  color: var(--ink);
  border-bottom: 1px solid #e6ebf4;
  box-shadow: 0 8px 24px rgba(16,40,90,.06);
}
body.dww-app.is-app .brand strong { color: var(--ink); }
body.dww-app.is-app #site-nav {
  flex-wrap: nowrap;
  gap: .35rem;
  font-size: .9rem;
}
body.dww-app.is-app #site-nav a {
  padding: .42rem .7rem;
  border-radius: 8px;
  white-space: nowrap;
}
body.dww-app.is-app #site-nav a.app-on {
  background: #eef3ff;
  color: var(--blue);
  font-weight: 600;
}
body.dww-app.is-app .nav .ghost {
  border-color: #d7deed;
  color: var(--ink) !important;
  background: #fff;
  padding: .4rem .75rem;
}
body.dww-app.is-app .menu-btn { border-color: #d0d7e6; }
body.dww-app.is-app .menu-btn span { background: var(--ink); }
body.dww-app.is-app .foot,
body.dww-app.is-app .band-foot { color: #fff; }
.app-wrap {
  width: min(var(--max), calc(100% - 2 * var(--pad)));
  margin: 1.1rem auto 2.2rem;
  display: grid;
  gap: 1rem;
}
.is-app .flash { margin: 0; width: 100%; max-width: none; }
.wallet-hero {
  background: linear-gradient(145deg, #1749b8 0%, #2b6adf 48%, #4a8ef0 100%);
  color: #fff;
  border-radius: 20px;
  padding: 1.25rem 1.3rem 1.3rem;
  display: grid;
  gap: 1rem;
  box-shadow: 0 16px 36px rgba(16,40,90,.18);
}
.wallet-hero h1 { color: #fff; font-size: clamp(1.45rem, 4vw, 2rem); margin: 0 0 .35rem; }
.wallet-hero .eyebrow { opacity: .8; margin-bottom: .25rem; }
.wallet-label { margin: 0; font-size: .78rem; opacity: .85; }
.wallet-total {
  margin: .1rem 0 0;
  font-size: clamp(1.7rem, 5vw, 2.55rem);
  font-weight: 600;
  letter-spacing: -0.04em;
  font-family: "Newsreader", Georgia, serif;
}
.wallet-note { margin: .45rem 0 0; font-size: .86rem; opacity: .88; }
.wallet-hero.compact { grid-template-columns: 1fr; }
.wallet-kpis {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .5rem;
}
.wallet-kpis div {
  background: rgba(255,255,255,.14);
  border-radius: 12px;
  padding: .7rem .65rem;
}
.wallet-kpis span { display: block; font-size: .68rem; opacity: .82; }
.wallet-kpis strong { display: block; margin-top: .2rem; font-size: .92rem; }
.quick-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .55rem;
}
.quick {
  background: #fff;
  color: var(--ink) !important;
  border-radius: 14px;
  padding: .85rem .6rem;
  text-align: center;
  font-weight: 600;
  box-shadow: 0 8px 18px rgba(16,40,90,.08);
}
.quick.accent { background: var(--yellow); color: #111 !important; }
.panel {
  background: #fff;
  color: var(--ink);
  border-radius: 16px;
  padding: 1.1rem 1.15rem 1.2rem;
  box-shadow: 0 8px 20px rgba(16,40,90,.08);
}
.panel h1, .panel h2 { color: var(--ink); font-size: 1.25rem; margin: 0 0 .75rem; }
.panel-head { display: flex; justify-content: space-between; align-items: baseline; gap: .7rem; margin-bottom: .75rem; }
.panel-head h2 { margin: 0; }
.panel-head a { color: var(--blue); font-weight: 600; font-size: .88rem; }
.panel form { display: grid; gap: .7rem; }
.panel .cta, .panel .ghost { text-align: center; }
.empty-copy { margin: 0; }
.wallet-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; align-items: stretch; }
.wallet-grid .panel { display: flex; flex-direction: column; }
.wallet-grid .panel .cta,
.wallet-grid .panel .ghost { margin-top: auto; }
.money-board {
  background: #fff;
  border-radius: 20px;
  box-shadow: 0 12px 32px rgba(16,40,90,.08);
  overflow: hidden;
}
.money-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 1rem;
  padding: 1.25rem 1.3rem 1.1rem;
  background: linear-gradient(145deg, #1749b8 0%, #2b6adf 55%, #4a8ef0 100%);
  color: #fff;
}
.money-head h1 { color: #fff; margin: 0 0 .2rem; font-size: 1.35rem; }
.money-head .wallet-total { color: #fff; }
.money-head .eyebrow, .money-head .wallet-label { color: rgba(255,255,255,.82); }
.money-head .cta { flex-shrink: 0; }
.money-tabs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .35rem;
  padding: .7rem .9rem 0;
  background: #fff;
}
.money-tabs button {
  border: 0;
  background: #f3f6fb;
  color: var(--muted);
  font: inherit;
  font-weight: 600;
  padding: .7rem;
  border-radius: 10px;
  cursor: pointer;
}
.money-tabs button.on {
  background: #eef3ff;
  color: var(--blue);
}
.money-pane { padding: 1rem 1.2rem 1.25rem; display: grid; gap: .7rem; }
.money-pane[hidden] { display: none !important; }
.money-pane .cta, .money-pane .ghost { text-align: center; }
.plan-list { display: none; }
.plan-item {
  display: grid;
  gap: .35rem;
  padding: .75rem 0;
  border-bottom: 1px solid #eef1f6;
}
.plan-item:last-child { border-bottom: 0; }
.plan-item strong { display: block; font-size: 1rem; }
.plan-item span { color: var(--muted); font-size: .78rem; }
.plan-item-meta { display: flex; flex-wrap: wrap; gap: .4rem .7rem; align-items: center; }
.status {
  text-transform: capitalize;
  font-size: .7rem !important;
  font-weight: 700;
  color: #1f9d5a !important;
  background: #e9f8ef;
  border-radius: 999px;
  padding: .1rem .45rem;
}
.status.matured { color: var(--blue) !important; background: #e8f0ff; }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.invest-panel .calc-out { padding: .4rem 0; }
@media (min-width: 860px) {
  .wallet-hero:not(.compact) { grid-template-columns: 1.15fr .85fr; align-items: end; }
}
.stat-row { display: grid; grid-template-columns: 1fr 1fr; gap: .8rem; }
.stat span { color: var(--muted); }
.stat strong { display: block; font-size: 1.2rem; margin-top: .2rem; }
table { width: 100%; border-collapse: collapse; }
th, td { text-align: left; padding: .65rem .3rem; border-bottom: 1px solid #eef1f6; }
.muted { color: var(--muted); }
.btn-row { display: flex; gap: .7rem; max-width: var(--max); margin: 0 auto 1.2rem; padding: 0 var(--pad); flex-wrap: wrap; }
.flash { max-width: var(--max); margin: 1rem auto; padding: .8rem 1rem; border-radius: 10px; width: calc(100% - 2 * var(--pad)); color: var(--ink); background: #fff; }
.flash.err { background: #fde8e8; }
.band-foot {
  background: #0e1630;
  color: #fff;
  margin-top: auto;
  width: 100%;
  flex-shrink: 0;
}
.foot {
  width: min(var(--max), calc(100% - 2 * var(--pad)));
  margin: 0 auto;
  padding: 1.6rem 0 2.4rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: .7rem;
  font-size: .84rem;
  opacity: .92;
}
.foot p { margin: .3rem auto 0; max-width: 34rem; line-height: 1.45; }
.foot-meta { display: flex; gap: .85rem; justify-content: center; flex-wrap: wrap; }
.inline { display: inline; }
.split { display: grid; gap: .4rem; margin-top: 1rem; }

@media (max-width: 1100px) {
  .plan-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
@media (max-width: 900px) {
  .hero, .dash-head.wealth { grid-template-columns: 1fr; }
  .how-grid, .trust { grid-template-columns: 1fr 1fr; }
  .folio-wrap, .checks { display: none; }
  .hero-actions { display: block; margin: .15rem 0 .35rem; }
  .hero-actions .cta { padding: .48rem .9rem; font-size: .85rem; }
  .hero { padding: .9rem 0 .35rem; gap: 0; }
  .band-hero h1, .hero h1 { font-size: 1.55rem; }
  .rot-h { min-height: 1.9em; }
  .lead { font-size: .92rem; margin: 0 0 .4rem; }
  html { scroll-padding-top: 4.6rem; }
  .calc-board {
    grid-template-columns: 1fr;
    overflow: hidden;
  }
  .calc-out {
    order: -1;
    border-left: 0;
    border-bottom: 1px solid rgba(16,32,58,.08);
    padding: .85rem .9rem .8rem;
    position: relative;
    top: auto;
    z-index: 2;
    overflow: hidden;
    background: #fff;
    border-radius: 18px 18px 0 0;
  }
  .calc-board.is-idle .calc-out {
    background: rgba(255,255,255,.94);
  }
  .calc {
    order: 2;
    display: grid;
    grid-template-columns: 1fr 1fr;
    padding: .9rem .9rem 1rem;
    gap: .7rem .65rem;
    border-left: 0;
    background: rgba(255,255,255,.55);
    border-radius: 0 0 18px 18px;
  }
  .calc-row { display: contents; }
  .custom-days:not([hidden]) { grid-column: 1 / -1; }
  #calc-start { grid-column: 1 / -1; }
  .calc label { font-size: .72rem; gap: .22rem; }
  .calc-sec { padding: .7rem 0 1.15rem; }
  .calc-title { font-size: 1.25rem; margin-bottom: .45rem; }
  .calc-kicker { margin-bottom: .2rem; font-size: .65rem; }
  .calc-out .spark, .calc-out .kpi-row { display: none; }
  .calc-out .preview { display: grid; gap: .12rem; }
  .calc-out .folio-top { font-size: .72rem; }
  .calc-out .folio-value { font-size: 1.45rem; margin: .05rem 0; line-height: 1.15; }
  .calc-out .folio-delta { font-size: .78rem; margin: 0; line-height: 1.25; padding-bottom: .1rem; }
  .calc-out .num-slide { animation-name: numFade; }
  @keyframes numFade {
    from { transform: translateY(10px); opacity: 0; }
    to { transform: translateY(0); opacity: 1; }
  }
  .plan-card { min-height: 0; padding: .7rem .7rem .75rem; gap: .15rem; border-radius: 12px; }
  .plan-card .rate { font-size: 1.25rem; }
  .plan-card p, .plan-card h3 { font-size: .75rem; }
  .plan-card a { display: none; }
  .cta, button.cta, .ghost, button.ghost { padding: .45rem .8rem; font-size: .82rem; border-radius: 8px; }
  .nav { padding: .45rem var(--pad); }
  .brand img { width: 28px; height: 28px; }
  .brand strong { font-size: .92rem; }
  .menu-btn { width: 34px; height: 34px; padding: 7px 6px; }
  .topbar { display: none; }
  .stick { box-shadow: 0 6px 18px rgba(10,30,80,.18); }
  .auth-shell { width: min(440px, calc(100% - 1.4rem)); margin: 1.1rem auto 2rem; }
}
@media (max-width: 760px) {
  .menu-btn { display: block; }
  #site-nav {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    padding: .3rem 0 .55rem;
    font-size: .88rem;
    gap: .55rem;
  }
  #site-nav.open { display: flex; }
  .nav { flex-wrap: wrap; }
  .plan-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .55rem; }
  .how-grid { grid-template-columns: 1fr; }
  .wallet-grid { grid-template-columns: 1fr; }
  .plan-list { display: grid; }
  .plans-table { display: none; }
  body.dww-app.is-app #site-nav { flex-wrap: wrap; background: #fff; }
}
@media (max-width: 520px) {
  :root { --pad: .75rem; }
  .plan-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .stat-row { grid-template-columns: 1fr; }
  .calc-row { gap: .4rem; }
  input, select { padding: .55rem .55rem; font-size: 16px; }
  .plans { padding-bottom: 1.4rem; }
  .plans h2 { font-size: 1.25rem; }
  .fine { font-size: .75rem; margin-bottom: .7rem; }
  .foot { font-size: .75rem; padding: 1rem 0 1.4rem; }
  .auth-shell { width: calc(100% - 1.1rem); margin: .85rem auto 1.4rem; }
  .auth-card, .auth-shell .auth-card { padding: 1rem .85rem 1.15rem; border-radius: 14px; }
  .auth-card h1 { font-size: 1.4rem; }
  .auth-lead { font-size: .84rem; margin-bottom: .85rem; }
  .auth-card form { gap: .65rem; }
  .intent-note { font-size: .8rem; padding: .65rem .7rem; }
  .phone-prefix { padding: 0 .45rem; font-size: .8rem; gap: .25rem; }
  .phone-prefix img { width: 16px; height: 12px; }
  .pw-toggle { width: 2.6rem; height: 2.6rem; }
  .app-wrap { margin: .7rem auto 1.3rem; gap: .7rem; }
  .wallet-hero { padding: 1rem .9rem 1.05rem; border-radius: 16px; }
  .wallet-kpis { gap: .35rem; }
  .wallet-kpis div { padding: .55rem .45rem; }
  .wallet-kpis strong { font-size: .78rem; }
  .quick { font-size: .8rem; padding: .7rem .3rem; border-radius: 12px; }
  .panel { padding: .85rem .8rem 1rem; border-radius: 14px; }
  .money-head { flex-direction: column; align-items: flex-start; padding: 1rem .95rem; }
  .money-head .cta { width: 100%; text-align: center; }
  .money-pane { padding: .85rem .9rem 1.05rem; }
}
@media (prefers-reduced-motion: reduce) {
  .calc-board.is-idle::before { animation: none; opacity: .4; }
  .num-slide { animation: none; }
}